OINZpay is a digital platform that lets you send and receive money seamlessly, and pay for everyday bills — airtime, data, cable TV subscriptions, electricity, gift cards, and more — all from one place.
Download the OINZpay app (or visit our website), tap "Sign Up," and enter your phone number, email, and a few personal details. You'll verify your phone number with an OTP, set a secure PIN, and you're ready to go
You can pay for airtime top-ups, mobile data, cable TV subscriptions (DStv, GOtv, Startimes), electricity bills (prepaid and postpaid), and purchase gift cards — with more services being added regularly.
OINZpay uses bank-grade encryption, secure PIN authentication, and continuous transaction monitoring to keep your funds and data safe.
Regulated Money Storage: Your funds are securely held directly by our licensed partners, Providus Bank and Kuda, which are fully regulated and insured.
Data Encryption: We use end-to-end encryption to ensure your personal information and transaction details are strictly protected against unauthorized access.
Account Controls: Your account is protected by multi-factor authentication (MFA), biometric logins (FaceID/Fingerprint) and personalized PINs for every transaction.
Fraud Monitoring: Our systems monitor transactions 24/7 to detect and prevent suspicious activity before it affects your account.
YES! While OINZpay is a technology provider, your funds are securely held and processed by our licensed partners, PROVIDUS & KUDA, in full compliance with regulatory standards.
